Public Pension

Three people looking at a computer screen


Tarrant County is part of the Texas County and District Retirement System (TCDRS). TCDRS membership includes over 850 counties and districts with over 360,000 members and retirees. While the County is a part of TCDRS, the Tarrant County Commissioners Court defines the benefit plan for county employees and retirees.

Transparency Star Texas Comptroller Public Pension 


The basic plan options include:

Employee Deposit Rate  


Employer Matching



A county employee is eligible for retirement if any of the following criteria are met:

Vested at Age 60

 8 years of full-time service

Rule of 75

 75 points = age + years of service

At Any Age

 30 years of service

See the actuarial information for the County below:

Plan Assets & Liabilities (In Thousands)

Actuarial Accrued Liability (AAL)


Actuarial Value of Assets (AVA)


Unfunded Actuarial Accrued Liability (UAAL)


Funded Ratio (AVA/AAL)


Remaining Amortization Period

 4.8 years

Assumed Rate of Return


Valuation Payroll


UAAL as a Percent of Covered Payroll



Actuarial Methodology

Actuarial Cost

 Entry age

Amortization Method

 Level percentage of payroll, closed

Remaining Amortization Period

 4.8 years*

Asset Valuation Method

 5 year smoothed fair value



Salary Increase Average**

 4.7% over career

Investment Rate of Return***


Average Age at Service Retirement for Recent Retirees****


*Based on contribution rate calculated in Dec. 31, 2022 valuation. **Varies by age and service. Includes inflation. *** Net of investment expenses, including inflation. ****Retirement age members who are eligible for service retirement are assumed to commence receiving benefit payments based on age. 


 Investment Rates of Return for Previous Years






















Chart 1: Achieving Long-Term Investment Goals

To help mitigate risk, Tarrant County Commissioners Court works closely with TCDRS to ensure the County’s retirement plan entails a diversified portfolio.  As of March 2023, the County’s asset allocation included the following:

Achieving Long-Term Investment Goals 


Actuarially Determined Contribution Rate versus the Actual Total Contribution Rate for Tarrant County

For 2024, Tarrant County Commissioners Court elected a Total Contribution Rate of 19.50 percent of payroll, which will go towards funding the County’s retirement plan. This rate is higher than the Actuarially Determined Contribution Rate (ADC) of 12.07 percent for the same period.  By contributing above the required rate, the County is investing in current employees’ future benefits and paying down its unfunded liability within 20 years.

Below Chart 2 compares the Actuarially Determined Contribution Rates versus Tarrant County's Actual Total Contribution Rates. Over the last four years, Tarrant County Commissioners Court has continued to pay above the required amount to pay down the unfunded liability.

Actuarially Determined Contribution Rate vs. Actual Total Contribution Rate 

Chart 3 shows the five year history of Tarrant County's Actuarial Value of Assets versus Actuarial Accrued Liabilities. This data can be found in the Tarrant County Comprehensive Annual Financial Report. Chart 3 does not include the Community Supervision and Corrections Department actuarial valuation results.