Emergencies, whether personal or in the community, happen unexpectedly and are interuptions that we usually aren't prepared for. Disasters can devastate homes and leave families without water, food, electricity and public services for long periods of time. There are many types of emergencies and disasters that can be explained by clicking here where each one is addressed differently. Knowing how to prepare before, during and after an event will keep you and your housing in stable condition.

If you are a homeowner who has fallen behind on mortgage, utility payments, and related expenses due to the COVID-19 pandemic, please visit the Texas Homeowner Assistance website to apply for assistance.

Make a Plan: Can you answer the following questions? Are trees and any other obstructions cleared from your home? Do you have copies of all your documents in a accessible place like the cloud? What is your shelter plan? What is your evacuation route? What is your family communication plan? There is a lot to think about, but visiting Ready.gov will help you plan and be prepared. Information is available in mulitple languages by clicking here.

What's in your "Go Bag" or Emergency Kit?  Being prepared means having your own food, water, and other supplies to last at least a few days. An emergency disaster supply kit is a collection of basic items that your household may need in the event of an emergency.

Make sure your emergency kit is stocked with the items on the FEMA Emergency Supply List, which you can download or print to take with you to the store. Once you take a look at the basic items, consider what unique needs your family might have, such as supplies for pets or seniors.

For additional information on how to Build a Kit, go to ready.gov website.

Assessing the impact means looking at the aftermath and trying to restore your home back to normal or even more resiliant. Seeking assistance is important and having proof of what is lost and what needs replacement is important to get refunds, make claims and take advantage of programs that is specific to your situation. If you still need assistance after inquiring with FEMA and your insurance company, please contact us so we can talk about your specific needs.